• Contact Us: +803-297-2508

West Creek Offers Fast And Easy Payment Option – No Credit Needed

High Approval Rates:


With West Creek Financial it takes only seconds to get approved for up to $5,000 on a lease-to-own contract.
More than 80% of applications are approved — even those with low credit scores.


No Hidden Fees:

We offer a transparent, and affordable no credit needed financing option. If you pay in full by 90 days, you pay only a $40.00 initial payment, plus the cost of your order.
No hidden charges or fees. Or if you’d rather take advantage of our full 12-month financing option, we split your payments evenly over 12 months, making sure that your payments align with your pay schedule.
It’s as easy as that!


90-Day Purchase Option Or Early Buyout:

And with the 90-day purchase option — you can choose to purchase the item within 90 days of delivery and pay only the initial $40.00 payment plus the invoice amount.
After 90 days, you may choose the early buyout option and purchase the merchandise at up to 55.00% of the remaining balance on the lease.



  • Photo ID
  • Social Security Number, government ID or ITIN#
  • Debit card with initial payment of $40.00
  • Checking account
  • $1,000 a month income